Our initial scan found 6 potential issues in your governing documents.
We checked the 3 public PDFs on Old Bridge HOA’s website against current Florida (Ch. 720 & Ch. 718) and federal HOA law—and more issues may exist depending on the documents you load.
✓Articles of Incorporation✓Rules and Regulations 2021 Update✓Rules & Regulations+ Add up to 10 PDFs in Full Analysis
Rules and Regulations 2021 Update · Sec. 3 · Page 4
Right of First Refusal (ROFR) clause lacks mandatory exemptions for foreclosure, deeds in lieu of foreclosure, and FHA/GSE-insured mortgages.
Operative Clause · Sec. 3 (Page 4)
“of 13 2. The Co-op may exercise its right of first refusal to purchase the Cooperative Parcel as set forth in Section 21-B of the Master Form Proprietary Lease.”
Under federal HUD/FHA regulations (24 C.F.R. §§ 203.41, 203.43b), VA regulations (38 C.F.R. § 36.4354), and Fannie Mae / Freddie Mac project eligibility standards, any Right of First Refusal in the governing documents renders the entire community non-warrantable for federal and conventional secondary-market mortgages unless it expressly exempts foreclosures, deeds-in-lieu of foreclosure, and mortgagee transfers, and complies with anti-discrimination mandates.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
Any Right of First Refusal reserved herein shall not apply to or impair the rights of any institutional First Mortgagee, nor shall it apply to any transfer or conveyance by foreclosure, deed in lieu of foreclosure, or subsequent sale by a First Mortgagee, Fannie Mae, Freddie Mac, FHA/HUD, or VA, in compliance with 24 C.F.R. §§ 203.41, 203.43b, 38 C.F.R. § 36.4354, and Fannie Mae Selling Guide B4-2.1-03.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
5 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 5 remaining issues—plus load up to 10 PDFs for complete review.
CC&Rs & Declaration HierarchyBylaws, Elections & QuorumArchitectural Review (ARC)Fines, Hearings & Due ProcessLeasing & Rental RestrictionsReserve Studies & AssessmentsOfficial Records InspectionCh. 720 & Ch. 718 & Federal Preemption
FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699
What the Full Analysis Checks & How It Works
Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Florida statutes (Ch. 720 & Ch. 718), Federal law, and local codes.
Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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Old Bridge HOA & Florida Governing Document Audit FAQ
Answers for HOA board members, community association managers (CAMs), association legal counsel, and homeowners reviewing Old Bridge HOA’s governing documents under Ch. 720 & Ch. 718.
Homeowners & Community OverviewWhat governing documents were audited for Old Bridge HOA in Florida, General County, Florida?
TrueHOA Crystal AI scanned 3 public governing PDF(s) associated with Old Bridge HOA (Florida, General County, Florida), including Articles of Incorporation, Rules and Regulations 2021 Update, and Rules & Regulations (primary excerpt: Rules and Regulations 2021 Update), parsing 265 operative clauses with exact PDF page coordinates. The audit checks CC&Rs (Declaration of Covenants, Conditions, and Restrictions), Bylaws, Articles of Incorporation, and Rules & Regulations against Fannie Mae Selling Guide B4-2.1-03; Freddie Mac Guide Ch. 5701; 24 C.F.R. §§ 203.41, 203.43b (HUD/FHA); 38 C.F.R. § 36.4354 (VA) and Florida Homeowners’ Association Act (Fla. Stat. Ch. 720), Condominium Act (Ch. 718) & Not For Profit Corp. Act (Ch. 617).
HOA Board of DirectorsWhy did Old Bridge HOA’s governing documents flag 6 potential compliance issues, and what should the Board do?
Older HOA Declarations, Bylaws, and Operating Rules frequently contain provisions superseded by subsequent amendments to Florida Homeowners’ Association Act (Fla. Stat. Ch. 720), Condominium Act (Ch. 718) & Not For Profit Corp. Act (Ch. 617) or federal law, or internal hierarchy conflicts where board rules contradict the recorded Declaration. The 6 flagged clauses highlight areas where Old Bridge HOA’s Board of Directors and association counsel can proactively update policies, avoid unenforceable fine or enforcement disputes, and fulfill board fiduciary duties.
HOA & Real Estate AttorneysHow does TrueHOA Crystal AI check Florida HOA governing documents under Ch. 720 & Ch. 718 for association counsel?
TrueHOA Crystal AI ($699 one-time for up to 10 governing PDFs) evaluates every clause against federal law (Fair Housing Act, OTARD 47 C.F.R. § 1.4000 telecommunications rules, federal solar/bankruptcy protections), Florida Homeowners’ Association Act (Fla. Stat. Ch. 720), Condominium Act (Ch. 718) & Not For Profit Corp. Act (Ch. 617), local codes, and cross-document hierarchy (Recorded Declaration > Articles > Bylaws > Rules). Every PDF page is widened by 340pt on the right margin with exact paragraph bounding boxes, statutory citations (Fannie Mae Selling Guide B4-2.1-03; Freddie Mac Guide Ch. 5701; 24 C.F.R. §§ 203.41, 203.43b (HUD/FHA); 38 C.F.R. § 36.4354 (VA)), and non-repetitive discussion wording prepared for HOA legal counsel.
Community Association Managers (CAMs)How do Florida HOA property managers use TrueHOA Crystal AI during onboarding or annual compliance reviews?
Community association managers (CAMs, CMCA, AMS, PCAM) and management companies use TrueHOA Crystal AI when onboarding a new Florida HOA or preparing for annual meetings, reserve and assessment reviews, architectural (ARC) disputes, or covenant enforcement. The audit works alongside Vantaca, AppFolio, CINC, and TownSq to give managers an instant, page-cited compliance roadmap across all 10 community PDFs.
Elections & Covenant AmendmentsHow can Old Bridge HOA pass a CC&R or Bylaw amendment or run a certified HOA election in Florida?
When an audit identifies outdated covenants or bylaws requiring homeowner ratification, or when Old Bridge HOA conducts its annual board election, TrueHOA Verified Governance® ($0.50 per door per month, unlimited elections and votes) provides secret-ballot and electronic voting compliance, automated quorum tracking, and cryptographically sealed election records that cut manager election administration time by 98%.
