Our initial scan found 2 potential issues in your governing documents.
We checked the 4 public PDFs on Citizens Restoring Congamond’s website against current Massachusetts (M.G.L. Ch. 183A) and federal HOA law—and more issues may exist depending on the documents you load.
✓Bylaws2007✓Congamond Lake Boating Rules 060821✓TOS Bylaw Chapter 75✓TOS Bylaw Chapter 76+ Add up to 10 PDFs in Full Analysis
TOS Bylaw Chapter 75 · Sec. BOATS AND OTHER RECREATIONAL VEHICLES · Page 3
Potential Issue for Review: Uploaded documents do not include M.G.L. c. 183A, § 10(i) statutory requirement to maintain an adequate, segregated replacement reserve fund funded by regular monthly assessments — look for this language in other governing documents, standalone board policies/resolutions, Rules & Regulations, or amendments that were not included in this review (and confirm any applicable statutory threshold).
Operative Clause · Sec. BOATS AND OTHER RECREATIONAL VEHICLES (Page 3)
“Required equipment. |Amended STMI 11-21-1991 by Art.”
Why It’s Flagged
M.G.L. c. 183A, § 10(i)
Under M.G.L. c.
183A, § 10(i), all Massachusetts condominiums must maintain an adequate replacement reserve fund for the maintenance, repair, and replacement of common areas and facilities, funded by regular monthly assessments and deposited in a separate account from operating funds.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
1First look for this language in other governing documents, standalone policies/resolutions, or amendments not included in this review.
2If not already addressed in another document (and if applicable to this community), incorporate: Pursuant to M.G.L. c.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
1 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 1 remaining issues—plus load up to 10 PDFs for complete review.
CC&Rs & Declaration HierarchyBylaws, Elections & QuorumArchitectural Review (ARC)Fines, Hearings & Due ProcessLeasing & Rental RestrictionsReserve Studies & AssessmentsOfficial Records InspectionM.G.L. Ch. 183A & Federal Preemption
FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699
What the Full Analysis Checks & How It Works
Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Massachusetts statutes (M.G.L. Ch. 183A), Federal law, and local codes.
Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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Answers for HOA board members, community association managers (CAMs), association legal counsel, and homeowners reviewing Citizens Restoring Congamond’s governing documents under M.G.L. Ch. 183A.
Homeowners & Community OverviewWhat governing documents were audited for Citizens Restoring Congamond in Southwick, Massachusetts?
TrueHOA Crystal AI scanned 4 public governing PDF(s) associated with Citizens Restoring Congamond (Southwick, Massachusetts), including Bylaws2007, Congamond Lake Boating Rules 060821, TOS Bylaw Chapter 75, and TOS Bylaw Chapter 76 (primary excerpt: TOS Bylaw Chapter 75), parsing 56 operative clauses with exact PDF page coordinates. The audit checks CC&Rs (Declaration of Covenants, Conditions, and Restrictions), Bylaws, Articles of Incorporation, and Rules & Regulations against M.G.L. c. 183A, § 10(i) and Massachusetts Condominium Act (M.G.L. Chapter 183A) & Common Law HOA Governance Rules.
HOA Board of DirectorsWhy did Citizens Restoring Congamond’s governing documents flag 2 potential compliance issues, and what should the Board do?
Older HOA Declarations, Bylaws, and Operating Rules frequently contain provisions superseded by subsequent amendments to Massachusetts Condominium Act (M.G.L. Chapter 183A) & Common Law HOA Governance Rules or federal law, or internal hierarchy conflicts where board rules contradict the recorded Declaration. The 2 flagged clauses highlight areas where Citizens Restoring Congamond’s Board of Directors and association counsel can proactively update policies, avoid unenforceable fine or enforcement disputes, and fulfill board fiduciary duties.
HOA & Real Estate AttorneysHow does TrueHOA Crystal AI check Massachusetts HOA governing documents under M.G.L. Ch. 183A for association counsel?
TrueHOA Crystal AI ($699 one-time for up to 10 governing PDFs) evaluates every clause against federal law (Fair Housing Act, OTARD 47 C.F.R. § 1.4000 telecommunications rules, federal solar/bankruptcy protections), Massachusetts Condominium Act (M.G.L. Chapter 183A) & Common Law HOA Governance Rules, local codes, and cross-document hierarchy (Recorded Declaration > Articles > Bylaws > Rules). Every PDF page is widened by 340pt on the right margin with exact paragraph bounding boxes, statutory citations (M.G.L. c. 183A, § 10(i)), and non-repetitive discussion wording prepared for HOA legal counsel.
Community Association Managers (CAMs)How do Massachusetts HOA property managers use TrueHOA Crystal AI during onboarding or annual compliance reviews?
Community association managers (CAMs, CMCA, AMS, PCAM) and management companies use TrueHOA Crystal AI when onboarding a new Massachusetts HOA or preparing for annual meetings, reserve and assessment reviews, architectural (ARC) disputes, or covenant enforcement. The audit works alongside Vantaca, AppFolio, CINC, and TownSq to give managers an instant, page-cited compliance roadmap across all 10 community PDFs.
Elections & Covenant AmendmentsHow can Citizens Restoring Congamond pass a CC&R or Bylaw amendment or run a certified HOA election in Massachusetts?
When an audit identifies outdated covenants or bylaws requiring homeowner ratification, or when Citizens Restoring Congamond conducts its annual board election, TrueHOA Verified Governance® ($0.50 per door per month, unlimited elections and votes) provides secret-ballot and electronic voting compliance, automated quorum tracking, and cryptographically sealed election records that cut manager election administration time by 98%.
