Our initial scan found 2 potential issues in your governing documents.
We checked the 3 public PDFs on Iron Horse HOA’s website against current Montana (MCA Title 70 Ch. 23 & Title 35 Ch. 2) and federal HOA law—and more issues may exist depending on the documents you load.
✓1 Bylaws HOA✓2026 Summary of Policies & Guidelines✓HOA Rules and Regulation Changes 2025+ Add up to 10 PDFs in Full Analysis
1 Bylaws HOA · Sec. IRON HORSE HOMEOWNERS ASSOCIATION - BYLAWS · Page 9
Governing documents omit owner right to inspect chronological records of receipts, expenditures, vouchers, and corporate/financial records upon 5 business days’ written notice under Mont. Code Ann. § 70-23-606 and §§ 35-2-906 to 35-2-908.
Operative Clause · Sec. IRON HORSE HOMEOWNERS ASSOCIATION - BYLAWS (Page 9)
“IRON HORSE HOMEOWNERS ASSOCIATION - BYLAWS VarLlleLIIViLIe LILLL vs cle vcnna qcce dee vreeecee dele delol eul 1o ouru by Declarant and closed, and continuing on a quarterly basis, financial reports will…”
Why It’s Flagged
Mont. Code Ann. § 70-23-606 & Mont. Code Ann. § 35-2-906 to 35-2-908
Under Mont. Code Ann. § 70-23-606 and §§ 35-2-906 to 35-2-908, the board must maintain chronological records of all receipts and expenditures and corporate/accounting records, and make them available for inspection and copying by owners at convenient weekday hours upon 5 business days’ written notice.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
The Board shall keep detailed chronological records of all receipts and expenditures and vouchers authorizing payments, and shall make all financial and corporate records available for examination and copying by any owner or member at convenient weekday hours upon 5 business days' written notice.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
1 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 1 remaining issues—plus load up to 10 PDFs for complete review.
CC&Rs & Declaration HierarchyBylaws, Elections & QuorumArchitectural Review (ARC)Fines, Hearings & Due ProcessLeasing & Rental RestrictionsReserve Studies & AssessmentsOfficial Records InspectionMCA Title 70 Ch. 23 & Title 35 Ch. 2 & Federal Preemption
FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699
What the Full Analysis Checks & How It Works
Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Montana statutes (MCA Title 70 Ch. 23 & Title 35 Ch. 2), Federal law, and local codes.
Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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Iron Horse HOA & Montana Governing Document Audit FAQ
Answers for HOA board members, community association managers (CAMs), association legal counsel, and homeowners reviewing Iron Horse HOA’s governing documents under MCA Title 70 Ch. 23 & Title 35 Ch. 2.
Homeowners & Community OverviewWhat governing documents were audited for Iron Horse HOA in Whitefish, Montana?
TrueHOA Crystal AI scanned 3 public governing PDF(s) associated with Iron Horse HOA (Whitefish, Montana), including 1 Bylaws HOA, 2026 Summary of Policies & Guidelines, and HOA Rules and Regulation Changes 2025 (primary excerpt: 1 Bylaws HOA), parsing 94 operative clauses with exact PDF page coordinates. The audit checks CC&Rs (Declaration of Covenants, Conditions, and Restrictions), Bylaws, Articles of Incorporation, and Rules & Regulations against Mont. Code Ann. § 70-23-606 & Mont. Code Ann. § 35-2-906 to 35-2-908 and Montana Unit Ownership Act (MCA § 70-23-101) & Nonprofit Corporation Act (MCA Title 35, Ch. 2).
HOA Board of DirectorsWhy did Iron Horse HOA’s governing documents flag 2 potential compliance issues, and what should the Board do?
Older HOA Declarations, Bylaws, and Operating Rules frequently contain provisions superseded by subsequent amendments to Montana Unit Ownership Act (MCA § 70-23-101) & Nonprofit Corporation Act (MCA Title 35, Ch. 2) or federal law, or internal hierarchy conflicts where board rules contradict the recorded Declaration. The 2 flagged clauses highlight areas where Iron Horse HOA’s Board of Directors and association counsel can proactively update policies, avoid unenforceable fine or enforcement disputes, and fulfill board fiduciary duties.
HOA & Real Estate AttorneysHow does TrueHOA Crystal AI check Montana HOA governing documents under MCA Title 70 Ch. 23 & Title 35 Ch. 2 for association counsel?
TrueHOA Crystal AI ($699 one-time for up to 10 governing PDFs) evaluates every clause against federal law (Fair Housing Act, OTARD 47 C.F.R. § 1.4000 telecommunications rules, federal solar/bankruptcy protections), Montana Unit Ownership Act (MCA § 70-23-101) & Nonprofit Corporation Act (MCA Title 35, Ch. 2), local codes, and cross-document hierarchy (Recorded Declaration > Articles > Bylaws > Rules). Every PDF page is widened by 340pt on the right margin with exact paragraph bounding boxes, statutory citations (Mont. Code Ann. § 70-23-606 & Mont. Code Ann. § 35-2-906 to 35-2-908), and non-repetitive discussion wording prepared for HOA legal counsel.
Community Association Managers (CAMs)How do Montana HOA property managers use TrueHOA Crystal AI during onboarding or annual compliance reviews?
Community association managers (CAMs, CMCA, AMS, PCAM) and management companies use TrueHOA Crystal AI when onboarding a new Montana HOA or preparing for annual meetings, reserve and assessment reviews, architectural (ARC) disputes, or covenant enforcement. The audit works alongside Vantaca, AppFolio, CINC, and TownSq to give managers an instant, page-cited compliance roadmap across all 10 community PDFs.
Elections & Covenant AmendmentsHow can Iron Horse HOA pass a CC&R or Bylaw amendment or run a certified HOA election in Montana?
When an audit identifies outdated covenants or bylaws requiring homeowner ratification, or when Iron Horse HOA conducts its annual board election, TrueHOA Verified Governance® ($0.50 per door per month, unlimited elections and votes) provides secret-ballot and electronic voting compliance, automated quorum tracking, and cryptographically sealed election records that cut manager election administration time by 98%.
