Our initial scan found 2 potential issues in your governing documents.
We checked the 2 public PDFs on Chickasaw Bluff Lakes Maintenance Association’s website against current Mississippi (Miss. Code Title 89 Ch. 9 & Title 79 Ch. 11) and federal HOA law—and more issues may exist depending on the documents you load.
✓CBL Covenants By Laws✓Construction Project Approval Form+ Add up to 10 PDFs in Full Analysis
Governing documents omit 15-day prior written notice and 5-day pre-effective hearing procedure required for member discipline, fining, or suspension under Miss. Code Ann. § 79-11-189.
Operative Clause · Sec. i (Page 9)
“Chancery, for enforcement of such lien.”
Why It’s Flagged
Miss. Code Ann. § 79-11-189
Under Miss. Code Ann. § 79-11-189, no member may be sanctioned or have membership rights suspended except under a fair and reasonable procedure carried out in good faith that provides at least 15 days' prior written notice and an opportunity to be heard at least 5 days before the effective date of the sanction.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
1Chancery, for enforcement of such lien.
2Each lot in said subdivision shall be subject to such assessment, and to such lien, whether or not the owner thereof is a member of the Association.
34.
4No pier shall extend more than 15 feet out into the lake from the shoreline, except such piers that may be erected in lake access areas by the Maintenance Association.
5(A MENDMENT P ASSED AT A NNUAL M EETING - 2022) It now reads, “No pier shall extend more than 20 feet out into the lake from the shoreline, except such piers that may be erected in the lake access areas by the Maintenance Association.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
1 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 1 remaining issues—plus load up to 10 PDFs for complete review.
CC&Rs & Declaration HierarchyBylaws, Elections & QuorumArchitectural Review (ARC)Fines, Hearings & Due ProcessLeasing & Rental RestrictionsReserve Studies & AssessmentsOfficial Records InspectionMiss. Code Title 89 Ch. 9 & Title 79 Ch. 11 & Federal Preemption
FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699
What the Full Analysis Checks & How It Works
Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Mississippi statutes (Miss. Code Title 89 Ch. 9 & Title 79 Ch. 11), Federal law, and local codes.
Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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Answers for HOA board members, community association managers (CAMs), association legal counsel, and homeowners reviewing Chickasaw Bluff Lakes Maintenance Association’s governing documents under Miss. Code Title 89 Ch. 9 & Title 79 Ch. 11.
Homeowners & Community OverviewWhat governing documents were audited for Chickasaw Bluff Lakes Maintenance Association in Hernando, Mississippi?
TrueHOA Crystal AI scanned 2 public governing PDF(s) associated with Chickasaw Bluff Lakes Maintenance Association (Hernando, Mississippi), including CBL Covenants By Laws and Construction Project Approval Form (primary excerpt: CBL Covenants By Laws), parsing 84 operative clauses with exact PDF page coordinates. The audit checks CC&Rs (Declaration of Covenants, Conditions, and Restrictions), Bylaws, Articles of Incorporation, and Rules & Regulations against Miss. Code Ann. § 79-11-189 and Mississippi Condominium Law (Miss. Code § 89-9-1) & Nonprofit Corporation Act (§ 79-11-101).
HOA Board of DirectorsWhy did Chickasaw Bluff Lakes Maintenance Association’s governing documents flag 2 potential compliance issues, and what should the Board do?
Older HOA Declarations, Bylaws, and Operating Rules frequently contain provisions superseded by subsequent amendments to Mississippi Condominium Law (Miss. Code § 89-9-1) & Nonprofit Corporation Act (§ 79-11-101) or federal law, or internal hierarchy conflicts where board rules contradict the recorded Declaration. The 2 flagged clauses highlight areas where Chickasaw Bluff Lakes Maintenance Association’s Board of Directors and association counsel can proactively update policies, avoid unenforceable fine or enforcement disputes, and fulfill board fiduciary duties.
HOA & Real Estate AttorneysHow does TrueHOA Crystal AI check Mississippi HOA governing documents under Miss. Code Title 89 Ch. 9 & Title 79 Ch. 11 for association counsel?
TrueHOA Crystal AI ($699 one-time for up to 10 governing PDFs) evaluates every clause against federal law (Fair Housing Act, OTARD 47 C.F.R. § 1.4000 telecommunications rules, federal solar/bankruptcy protections), Mississippi Condominium Law (Miss. Code § 89-9-1) & Nonprofit Corporation Act (§ 79-11-101), local codes, and cross-document hierarchy (Recorded Declaration > Articles > Bylaws > Rules). Every PDF page is widened by 340pt on the right margin with exact paragraph bounding boxes, statutory citations (Miss. Code Ann. § 79-11-189), and non-repetitive discussion wording prepared for HOA legal counsel.
Community Association Managers (CAMs)How do Mississippi HOA property managers use TrueHOA Crystal AI during onboarding or annual compliance reviews?
Community association managers (CAMs, CMCA, AMS, PCAM) and management companies use TrueHOA Crystal AI when onboarding a new Mississippi HOA or preparing for annual meetings, reserve and assessment reviews, architectural (ARC) disputes, or covenant enforcement. The audit works alongside Vantaca, AppFolio, CINC, and TownSq to give managers an instant, page-cited compliance roadmap across all 10 community PDFs.
Elections & Covenant AmendmentsHow can Chickasaw Bluff Lakes Maintenance Association pass a CC&R or Bylaw amendment or run a certified HOA election in Mississippi?
When an audit identifies outdated covenants or bylaws requiring homeowner ratification, or when Chickasaw Bluff Lakes Maintenance Association conducts its annual board election, TrueHOA Verified Governance® ($0.50 per door per month, unlimited elections and votes) provides secret-ballot and electronic voting compliance, automated quorum tracking, and cryptographically sealed election records that cut manager election administration time by 98%.
